OLA, BERTILIA TUTO (2026) Perhitungan Premi Asuransi Long Term Care Berdasarkan Model Multi-State Markov Chain Penderita Penyakit Tuberkulosis=Calculation of Long-Term Care Insurance Premiums Based on a Multi-State Markov Chain Model for Tuberculosis Patients. Skripsi thesis, Universitas Hasanuddin.