SARLAWA, RITA (2025) PENGARUH LITERASI KEUANGAN, PERILAKU KEUANGAN TERHADAP KESEJAHTERAAN KEUANGAN DENGAN ADOPSI PRODUK LAYANAN SEBAGAI VARIABEL MODERASI PADA ANGGOTA CREDIT UNION DI KALIMANTAN TENGAH = THE IMPACT OF FINANCIAL LITERACY AND FINANCIAL BEHAVIOR ON FINANCIAL WELL-BEING, CONSIDERING THE ADOPTION OF FINANCIAL PRODUCTS AND SERVICES AS A MODERATING VARIABLE AMONG CREDIT UNION MEMBERS IN CENTRAL KALIMANTAN. Disertasi thesis, Universitas Hasanuddin.