CAHYANI, ARNI VIRATAMI (2025) Candu Racun Pay Later: Analisis Pendekatan Personal Risk Management pada Perilaku Impulsive Buying Pengguna E-Commerce di Urban City = The Addictive Risks of Pay Later: An Analysis of Personal Risk Management Approach on Impulsive Buying Behavior Among E-commerce Users in Urban City. Skripsi thesis, Universitas Hasanuddin.