NAIM, MUH. REZKY (2026) Pengaruh Literasi Keuangan, Manajemen Resiko, Ketrampilan Keuangan, Pengalaman Keuangan terhadap Pengambilan Keputusan Keuangan Melalui Keberlanjutan Bisnis sebagai Mediasi pada Pelaku UMKM Kuliner Khas Mandar di Sulawesi Barat = The Influence of Financial Literacy, Risk Management, Financial Skills, and Financial Experience on Financial Decision-Making, with Business Sustainability as a Mediator, Among Operators of Mandar Culinary SMEs in West Sulawesi. Disertasi thesis, Universitas Hasanuddin.