MUTHMAINNAH, AISY (2025) Analisis pengaruh faktor risiko gagal bayar BPJS Kesehatan menggunakan Cox Proportional hazard time dependent covariates = Analysis of the Influence of Risk Factors on BPJS Kesehatan Payment Default Using the Cox Proportional Hazards Model with Time-Dependent Covariates. Skripsi thesis, Universitas Hasanuddin.