AL-ISLAM, ARHAM NUR (2026) Pengaruh Risiko Kredit, Risiko Likuiditas dan Risiko Operasional Terhadap Profitabilitas Perusahaan Pada Bank BUMN = The Influence of Credit Risk, Liquidity Risk, and Operational Risk on Company Profitability in State-Owned Banks. Skripsi thesis, UNIVERSITAS HASANUDDIN MAKASSAR.